Callao, VA Utility & Living Guide

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Tier 3 Location

Callao, VA Utility & Living Guide

Living in Callao, VA offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$270/mo
1BR Rent$1000/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
🌤️ Live Weather — Callao
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📷 Live Cameras — Callao
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⚠️ Natural Hazard History — Callao
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Northumberland County Public Works
🗑️ Garbage

$30/mo

Northumberland County Waste Management
📶 Internet

$60/mo

Combined Average Overhead $270/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Callao is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. Rentals are relatively affordable, and the area is popular with families and retirees. However, the market can be competitive, especially for waterfront properties.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and healthcare
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Callao has limited public transportation, but the area is relatively flat and easy to navigate on foot or by bike, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Rivah Visitor Center
  • 🎯
    Hughlett Point Natural Area Preserve
  • 🎯
    Northumberland County Recreation Center

Best Neighborhoods for Families

The area around the town center is popular with families, with its mix of old and new homes, and easy access to shops and restaurants. The waterfront area is also popular, with its scenic views and outdoor recreation opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Callao based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Callao has zoning regulations in place to protect the area’s natural beauty and historic character, and residents are encouraged to recycle and conserve water.

Callao's economy is driven by tourism and agriculture, with a growing focus on sustainable practices and environmental stewardship. The area is also seeing an increase in remote workers and entrepreneurs, drawn by the area's natural beauty and relaxed pace of life.

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📊 Callao — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Callao tend to be higher in the summer months, when air conditioning is in use, and lower in the winter months, when heating demands are reduced. However, the area's mild climate means that extreme temperature fluctuations are rare.

🏛️ Local Tax Details

The ZIP code 22435 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: Callao has some sidewalks and crosswalks, but the area is not entirely stroller-friendly, with some rough roads and limited accessibility in certain areas.

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