Dameron, MD Utility & Living Guide

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Dameron, MD Utility & Living Guide

Dameron is an unincorporated community in St. Mary's County, Maryland, United States. The Point No Point Light Station was listed on the National Register of Historic Places in 2002. The ZIP Code for Dameron is 20628.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1000/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$250,000
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⚠️ Natural Hazard History — Dameron
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Somerset County Sanitary District
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1300/mo
3 Bedrooms$1800/mo
Median Home Price$250,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Dameron is relatively affordable, with a mix of older and newer homes available. Rentals are limited, but prices are competitive. Waterfront properties are highly sought after, but come with a higher price tag.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.85%
<p>State 6% + No County tax + No City tax</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small business
Top Local Concerns
Job creation, environmental conservation, infrastructure development
🚌 Transit for Families

Public transit is limited in Dameron, but the area is relatively flat and walkable, making it accessible for strollers

🎡 Top Kid Attractions
  • 🎯
    Janes Island State Park
  • 🎯
    Deal Island Wildlife Management Area
  • 🎯
    Somerset County Fairgrounds

Best Neighborhoods for Families

The area around the waterfront and downtown Dameron are popular for families, offering a mix of older and newer homes, as well as access to local amenities. The nearby town of Princess Anne also offers a range of family-friendly neighborhoods.

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📊 Dameron — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Dameron tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate, with average electricity bills decreasing by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 21821 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Dameron has decent sidewalks and park access, but elevator access in transit is limited, and family infrastructure is still developing

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