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Cardinal, VA Utility & Living Guide
Cardinal is an unincorporated community in Mathews County, Virginia, United States. Cardinal is 3.5 miles (5.6 km) west-southwest of Mathews. Cardinal has a post office.
Monthly Utility Costs
$130/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Cardinal is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, and prices may vary depending on location and amenities. Rentals are also available, but may be limited in terms of availability and affordability.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$900/mo
City Pulse
Public transit options are limited, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes
- Mathews County Park
- New Point Comfort Lighthouse
- Mobjack Bay
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cardinal based on your household profile.
📰 Live Local News
Zoning laws and building permits are required for new constructions and renovations, and there may be restrictions on certain types of businesses or activities
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Cardinal — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cardinal tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In contrast, winter months see lower utility bills, with average costs decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 23025 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6: Cardinal has some sidewalks and bike lanes, but the area is not highly stroller-friendly due to limited public transit options and some uneven terrain
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