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Elmwood, MA Utility & Living Guide
Living in Elmwood, MA offers a unique blend of small-town charm and accessibility to major cities like Boston.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $1900/mo |
| 3 Bedrooms | $2500/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Elmwood is competitive, with a mix of older and newer homes. Prices have been rising in recent years due to the town’s desirable location and good schools. Rentals are also in high demand, particularly among young professionals and families.
Cost of Living
110
+10% above national average
105
100
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No county tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Elmwood has a relatively walkable downtown area, but public transportation options are limited, making it challenging for families with strollers to get around without a car.
- Elmwood Public Library
- Elmwood Town Park
- Boston Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Elmwood based on your household profile.
📰 Live Local News
Elmwood has regulations regarding zoning, building permits, and historic district preservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Elmwood — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Elmwood tend to be higher in the winter months due to heating expenses, with the average household spending around $200-300 more per month from December to February. In contrast, summer months see a decrease in utility costs, with the average household saving around $100-200 per month from June to August.
🏛️ Local Tax Details
The ZIP code 02337 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
6/10: Elmwood has some sidewalks and parks, but elevator access in transit is limited, and family infrastructure, such as changing tables and nursing rooms, is not always available.
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