Madison, NH Utility & Living Guide

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Madison, NH Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score8/10
Median Home$340,000
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🌤️ Live Weather — Madison
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⚠️ Natural Hazard History — Madison
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Madison Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Madison is competitive, with a mix of older and newer homes, and a growing demand for rentals. The town has a range of housing options, from cozy cottages to larger family homes. However, prices can be steep, and inventory may be limited.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + County 0% + City 0% (no sales tax in NH)</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, hospitality, and outdoor recreation
Top Local Concerns
Affordability, environmental protection, and infrastructure development
🚌 Transit for Families

Madison has limited public transit options, but its downtown area is walkable and stroller-friendly, with sidewalks and crosswalks.

🎡 Top Kid Attractions
  • 🎯
    King Pine Ski Resort
  • 🎯
    Madison Boulder
  • 🎯
    and Silver Lake

Best Neighborhoods for Families

The village center and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to schools, parks, and outdoor recreation. The East Madison and Silver Lake areas are also popular with families, with their scenic views and community amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Madison based on your household profile.

📰 Live Local News

Madison has regulations in place to protect its natural resources and preserve its rural character, including zoning ordinances and environmental regulations.

Financial Tools

Calculators
Planning Tools

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📊 Madison — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Madison can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil bills in the winter. However, the town's mild climate and energy-efficient practices can help mitigate these costs.

🏛️ Local Tax Details

The ZIP code 03849 has a property tax millage rate of 24.45, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with explanation: Madison's downtown area has well-maintained sidewalks and crosswalks, and many parks and outdoor spaces are stroller-friendly, but some areas may lack elevator access or have rough terrain.

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