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Falmouth, MA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$300/mo

1BR Rent$1400/mo

Sales Tax6.25%

COL Index110 (+10% above national average)

Family Score8/10

Median Home$430,000

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⚠️ Natural Hazard History — Falmouth

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Falmouth Water Department

🗑️ Garbage

$30/mo

Falmouth Department of Public Works

📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom	$1400/mo
2 Bedrooms	$1800/mo
3 Bedrooms	$2400/mo
Median Home Price	$430,000
Property Tax Rate	1.15%
Avg Childcare/mo	$1200

The Falmouth housing market is highly competitive, with a mix of historic homes, new constructions, and vacation rentals. The town’s proximity to Cape Cod’s beaches and outdoor recreation areas drives up demand for housing. As a result, prices tend to be higher than in other parts of Massachusetts.

Cost of Living

Overall COL Index

110

US national avg = 100

vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	6.25%
Property Tax Rate	1.15%
<p>State 6.25% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score

8/10

Safety Index

Higher = safer

School Rating

7.5/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Blue

Business Momentum

Moderate, with key industries in tourism, healthcare, and technology

Top Local Concerns

Traffic, affordable housing, environmental protection

🚌 Transit for Families

Falmouth has a limited public transportation system, but its downtown area is walkable and stroller-friendly, with wide sidewalks and crosswalks.

🎡 Top Kid Attractions

🎯
Whydah Pirate Museum
🎯
Falmouth Beach
🎯
Cape Cod Children's Museum

Best Neighborhoods for Families

The downtown area, Falmouth Heights, and Woods Hole are popular neighborhoods for families, offering a mix of historic homes, parks, and access to beaches and outdoor recreation areas. These neighborhoods are also close to schools, libraries, and community centers.

Household Budget Calculator

Estimate your real monthly cost of living in Falmouth based on your household profile.

📰 Live Local News

Falmouth has strict zoning laws and environmental regulations to protect its coastal resources and historic districts.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Falmouth — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Falmouth tend to be higher in the summer months due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild coastal climate means that extreme temperature fluctuations are rare.