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Cotton, GA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1600/mo |
| Median Home Price | $220,000 |
| Property Tax Rate | 0.9% |
| Avg Childcare/mo | $800 |
The housing market in Cotton is relatively affordable, with a mix of older and newer homes available. Rentals are also available, but options may be limited. The town is growing slowly, with new developments and renovations underway.
Cost of Living
95
-5% below national average
98
92
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 8% |
| Property Tax Rate | 0.9% |
| <p>State 4% + County 3% + City 1%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.99%
Family & Relocation
60
7/10
$800/mo
City Pulse
Cotton has limited public transportation options, but the town is relatively small and walkable, with some sidewalks and crosswalks available
- Cotton Park
- Cotton Public Library
- nearby Flint River
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cotton based on your household profile.
📰 Live Local News
Cotton has zoning laws and building codes in place to maintain the town’s character and ensure public safety
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Cotton — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower utility costs. However, the mild winters in Cotton mean that heating costs are relatively low compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 31739 has a property tax millage rate of 12.5 mills, with no local surtaxes
👶 Family & Stroller Friendliness
6, with explanation: Cotton has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The town's parks and green spaces are stroller-friendly, but elevator access in public buildings can be limited.
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