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Charlottesville, VA Utility & Living Guide
Living in Charlottesville offers a unique blend of small-town charm and big-city amenities, with a thriving arts and culture scene
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.93% |
| Avg Childcare/mo | $1200 |
The Charlottesville housing market is highly competitive, with a mix of historic homes, apartments, and new developments. The city has a strong demand for housing, driven by its growing population and limited supply. As a result, prices tend to be higher than in other parts of the state.
Cost of Living
118
+18% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 0.93% |
| <p>State 4.3% + Local 1.7%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
55
7.5/10
$1200/mo
City Pulse
The city has a relatively walkable downtown area, with some stroller-friendly sidewalks and crosswalks, but public transit options are limited
- Monticello
- Charlottesville City Market
- Virginia Discovery Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Charlottesville based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
The city has strict zoning laws and historic district regulations, which can impact property development and renovation
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Charlottesville — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electricity bills due to air conditioning usage, while winter months see increased natural gas bills for heating. Overall, utility costs tend to be higher in the summer, with average electricity bills 15-20% higher than in the winter.
🏛️ Local Tax Details
The city has a uniform property tax rate of 0.93%, but some ZIP codes may have additional local surtaxes or assessments
👶 Family & Stroller Friendliness
6, due to the city's relatively walkable downtown area and some stroller-friendly sidewalks, but limited public transit options and some uneven or narrow sidewalks in older neighborhoods
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