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Ellerslie, MD Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$280/mo

1BR Rent$1000/mo

Sales Tax6%

COL Index105 (+5% above national average)

Family Score7/10

Median Home$240,000

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Potomac Edison

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Allegany County Department of Public Works

🗑️ Garbage

$30/mo

Republic Services

📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom	$1000/mo
2 Bedrooms	$1300/mo
3 Bedrooms	$1800/mo
Median Home Price	$240,000
Property Tax Rate	1.1%
Avg Childcare/mo	$900

The housing market in Ellerslie is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The area has seen steady growth in recent years, with new developments and renovations adding to the town’s charm. However, the market can be competitive, especially for affordable options.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 4.75% to 5.75%. Ellerslie residents are subject to state and federal income taxes, but there are no local income taxes.

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$900/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries including healthcare, education, and tourism

Top Local Concerns

Economic development, infrastructure, public safety

🚌 Transit for Families

The town of Ellerslie has limited public transportation options, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes. However, stroller-friendly infrastructure is limited, and families may need to plan ahead for outings.

🎡 Top Kid Attractions

🎯
Rocky Gap State Park
🎯
Allegany Museum
🎯
Western Maryland Scenic Railroad

Best Neighborhoods for Families

The area around downtown Ellerslie is a popular choice for families, with its charming shops and restaurants, and easy access to parks and outdoor recreation. The neighborhoods surrounding Rocky Gap State Park are also desirable, with their scenic views and proximity to hiking and biking trails. However, these areas can be more expensive, and families may need to consider other options, such as the surrounding countryside or nearby towns.

Household Budget Calculator

Estimate your real monthly cost of living in Ellerslie based on your household profile.

📰 Live Local News

The town of Ellerslie has regulations in place regarding zoning, building permits, and environmental protection. Residents are also subject to Allegany County ordinances and Maryland state laws.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
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📊 Ellerslie — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Ellerslie can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning usage, and higher heating bills in the winter. However, the area's mild climate means that these fluctuations are relatively moderate, and residents can plan ahead to manage their energy costs.

🏛️ Local Tax Details

The ZIP code 21529, which covers Ellerslie, has a property tax millage rate of 0.85, with no local surtaxes. However, residents are subject to Allegany County property taxes, which can vary depending on the specific location and type of property.

👶 Family & Stroller Friendliness

6, with explanation: Ellerslie has some sidewalks and bike lanes, but stroller-friendly infrastructure is limited, and families may need to navigate uneven terrain, lack of elevators in some buildings, and limited park access.

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