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Chatham, VA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$250/mo

1BR Rent$900/mo

Sales Tax5.3%

COL Index94 (-6% below national average)

Family Score8/10

Median Home$280,000

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🌤️ Live Weather — Chatham

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⚠️ Natural Hazard History — Chatham

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy

🔥 Gas

—

N/A - Electric only

💧 Water

$40/mo

Pittsylvania County Public Works

🗑️ Garbage

$20/mo

Pittsylvania County Waste Management

📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1800/mo
Median Home Price	$280,000
Property Tax Rate	0.85%
Avg Childcare/mo	$800

The housing market in Chatham is relatively affordable, with a mix of older and newer homes available. Rentals are limited, but prices are competitive. The town’s small size and rural setting contribute to its charm.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

Transportation

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	5.3%
Property Tax Rate	0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score

8/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries in agriculture, healthcare, and education

Top Local Concerns

Economic growth, infrastructure development, public safety

🚌 Transit for Families

Chatham has limited public transportation, but the town is relatively walkable and bike-friendly

🎡 Top Kid Attractions

🎯
Chatham Hall
🎯
Pittsylvania County Parks and Recreation
🎯
Dan River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, with easy access to local amenities and outdoor recreation. Families may also consider the nearby town of Danville for its larger schools and community resources.

Household Budget Calculator

Estimate your real monthly cost of living in Chatham based on your household profile.

📰 Live Local News

Zoning laws and building permits are managed by Pittsylvania County

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Chatham — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity costs due to air conditioning usage, while winter months see increased costs for heating. Residents can expect to pay around 10-20% more for utilities during peak seasons.