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Florence, MA Utility & Living Guide
Florence is the capital and most populous city of the Italian region of Tuscany, with 361,625 inhabitants as of 2026. It is also the capital of the eponymous metropolitan province, which counts 988,494 inhabitants.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2300/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Florence is highly competitive, with a mix of historic homes and new constructions. The area is popular with families and young professionals, driving up demand and prices. Rentals are also in high demand, particularly in the downtown area.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The Pioneer Valley Transit Authority (PVTA) provides public transportation in the area, with some stroller-friendly buses and a relatively walkable downtown area.
- Look Park
- Holyoke Children's Museum
- Eric Carle Museum of Picture Book Art
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Florence based on your household profile.
📰 Live Local News
Florence has regulations in place to preserve its historic character, including restrictions on exterior renovations and signage.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Florence — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Florence tend to be higher in the winter months due to heating costs, with the average electric bill increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electric bills due to air conditioning usage.
🏛️ Local Tax Details
The ZIP code 01062 has a property tax millage rate of 1.25, with no local surtaxes.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller, although some areas may have limited elevator access in public buildings.
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