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Montpelier, VT Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.75% |
| Avg Childcare/mo | $1200 |
The housing market in Montpelier is competitive, with a mix of historic homes and newer constructions. Rentals are scarce, and prices are rising due to the area’s popularity. Buyers can expect to pay a premium for homes in desirable neighborhoods.
Cost of Living
118
+18% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.75% |
| <p>State 6% + No county tax + No city tax</p> | |
Vermont has a progressive income tax system, with rates ranging from 3.75% to 8.95%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Montpelier has a walkable downtown area and a public transit system with some stroller-friendly buses, but sidewalks and bike lanes can be limited in some areas
- Montpelier Recreation Department
- Northfield Mountain Recreation Area
- Vermont History Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Montpelier based on your household profile.
📰 Live Local News
Montpelier has strict zoning laws and a strong focus on environmental sustainability, with initiatives like curbside composting and energy-efficient building codes
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Montpelier — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Montpelier fluctuate significantly by season, with higher electricity bills in the winter due to heating and higher water bills in the summer due to irrigation and outdoor use. Residents can expect to pay around 20-30% more for utilities during the winter months.
🏛️ Local Tax Details
The 05602 ZIP code has a property tax millage rate of 1.75, with no local surtaxes
👶 Family & Stroller Friendliness
7/10, with explanation: Montpelier has good sidewalk quality and park access, but limited elevator access in transit and some areas with narrow or uneven sidewalks, making it somewhat challenging for stroller navigation
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