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Chesapeake, VA Utility & Living Guide
Living in Chesapeake, VA offers a unique blend of urban and natural amenities, with a growing population and a strong sense of community.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.93% |
| Avg Childcare/mo | $1200 |
The housing market in Chesapeake is competitive, with a mix of new developments and established neighborhoods. Home prices have been rising in recent years, but the city still offers relatively affordable options compared to other parts of the region. Rentals are also available, with a range of prices depending on location and amenities.
Cost of Living
98
-2% below national average
95
94
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 0.93% |
| <p>State 4.3% + Local 1.7%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%. Chesapeake residents are subject to state and federal income taxes.
Family & Relocation
55
7/10
$1200/mo
City Pulse
The public transit system in Chesapeake is limited, but the city is working to improve accessibility and stroller-friendly infrastructure, including sidewalks and bike lanes.
- Chesapeake Bay Beach
- Chesapeake City Park
- Virginia Zoo
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Chesapeake based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
The City of Chesapeake has regulations in place regarding zoning, noise ordinances, and environmental protection. Residents should be aware of these rules and regulations to avoid any potential issues.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Chesapeake — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Chesapeake tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter months, natural gas usage increases, but the overall impact on utility bills is relatively minimal.
🏛️ Local Tax Details
The City of Chesapeake has a property tax rate of 0.93%, with varying millage rates depending on the ZIP code. For example, the 23320 ZIP code has a millage rate of 0.85%, while the 23321 ZIP code has a millage rate of 0.95%.
👶 Family & Stroller Friendliness
6, with explanation: Chesapeake has made efforts to improve sidewalk quality and park access, but there is still room for improvement, particularly in terms of elevator access in transit and family infrastructure.
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