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Cumming, GA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Cumming is competitive, with a mix of new developments and established neighborhoods. Home prices have been rising due to the area’s popularity and limited inventory. Renters can find a range of options, from apartments to single-family homes
Cost of Living
110
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7% |
| Property Tax Rate | 1.25% |
| <p>State 4% + County 2% + City 1%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.99%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Cumming has a limited public transportation system, but the city is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Lake Sidney Lanier
- Cumming Aquatic Center
- Mary Alice Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cumming based on your household profile.
📰 Live Local News
Cumming has regulations regarding zoning, building permits, and environmental conservation
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Cumming — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cumming tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter utility bills are relatively lower, with natural gas usage being the primary driver of costs during the colder months
🏛️ Local Tax Details
The ZIP code 30040 has a property tax millage rate of 32.55, with an additional 1% local surtax
👶 Family & Stroller Friendliness
6, Cumming has some stroller-friendly areas, including the downtown area and some parks, but sidewalk quality and accessibility can be limited in other parts of the city
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