Chincoteague Island, VA Utility & Living Guide

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Chincoteague Island, VA Utility & Living Guide

Chincoteague is a town in Accomack County, Virginia, United States. The town includes the whole of Chincoteague Island and an area of adjacent water. The population was 3,344 at the 2020 census. The town is a tourist gateway to the Chincoteague National Wildlife Refuge on adjacent Assateague Island,

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index108 (+8% above national average)
Family Score8/10
Median Home$340,000
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🌤️ Live Weather — Chincoteague Island
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⚠️ Natural Hazard History — Chincoteague Island
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Delmarva Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Chincoteague Island Water Department
🗑️ Garbage

$30/mo

Chincoteague Island Public Works
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Chincoteague Island is competitive, with a mix of older homes and new construction. Rentals are scarce, especially during peak tourist season. Home prices have been rising due to the island’s popularity as a vacation destination.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

98

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, fishing, and small business
Top Local Concerns
Traffic, parking, and environmental conservation
🚌 Transit for Families

Chincoteague Island has limited public transportation, but the island is relatively small and walkable, with some bike-friendly roads

🎡 Top Kid Attractions
  • 🎯
    Assateague Island National Seashore
  • 🎯
    Chincoteague Island Pony Center
  • 🎯
    Chincoteague Island Water Sports

Best Neighborhoods for Families

The island's central area is popular with families, offering easy access to shops, restaurants, and outdoor activities. The north end of the island is more residential, with a mix of older homes and new construction.

Household Budget Calculator

Estimate your real monthly cost of living in Chincoteague Island based on your household profile.

📰 Live Local News

Chincoteague Island has strict zoning laws and building codes to preserve the island’s natural beauty and character

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📊 Chincoteague Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Chincoteague Island vary by season, with higher electricity bills in the summer due to air conditioning usage. In the winter, heating costs are relatively low due to the island's mild climate.

🏛️ Local Tax Details

The ZIP code 23336 has a property tax millage rate of 0.85%, with no local surtaxes

👶 Family & Stroller Friendliness

Score 7: Chincoteague Island has good sidewalk quality and park access, but limited elevator access in transit and some areas with no sidewalks

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