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Gloucester, MA Utility & Living Guide
Living in Gloucester, MA offers a unique blend of coastal charm and rich maritime history, with a strong sense of community and stunning natural beauty.
Monthly Utility Costs
$150/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Gloucester is competitive, with a mix of historic homes, apartments, and new constructions. The city has a strong demand for rentals, especially during the summer months. Home prices have been steadily increasing over the past few years.
Cost of Living
118
+10% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + None + Local 1.05%</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Gloucester has a walkable downtown area and a public transportation system, including buses, but stroller-friendly infrastructure is limited in some areas
- Gloucester Maritime Heritage Center
- Cape Ann Museum
- Wingaersheek Beach
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Gloucester based on your household profile.
📰 Live Local News
Gloucester has regulations regarding short-term rentals, zoning, and historic district preservation
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Gloucester — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Gloucester fluctuate significantly with the seasons, with higher electricity and gas bills during the winter months due to heating, and increased water usage during the summer. Residents can expect to pay around 20-30% more for utilities during the peak winter months.
🏛️ Local Tax Details
The city of Gloucester has a property tax rate of 1.23%, with a median home value of $430,000. There are no local surtaxes, but the state imposes a 5.2% income tax rate.
👶 Family & Stroller Friendliness
6/10, with explanation: Gloucester has some stroller-friendly infrastructure, including sidewalks and parks, but there are areas with limited accessibility, such as some historic districts and waterfront areas with uneven pavement
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