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Gaithersburg, MD Utility & Living Guide
Gaithersburg is a city in Montgomery County, Maryland, United States. At the time of the 2020 United States census, Gaithersburg had a population of 69,657, making it the third-largest incorporated city and the ninth-most populous community in the state. Gaithersburg is located to the northwest of W
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $2000/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 1.04% |
| Avg Childcare/mo | $1200 |
The housing market in Gaithersburg is highly competitive, with a mix of old and new homes, and a strong demand for rentals. The city has a range of neighborhoods, from affordable to luxury, and a variety of housing types, including single-family homes, townhouses, and apartments. However, the market can be challenging for first-time homebuyers due to high prices and limited inventory.
Cost of Living
146
+20% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.04% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax, with rates ranging from 4.75% to 5.75%, and Gaithersburg residents are subject to these rates.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The city has a relatively stroller-friendly public transit system, with accessible buses and a growing network of sidewalks and bike lanes.
- Gaithersburg Community Museum
- Seneca Creek State Park
- Lakeforest Mall
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Gaithersburg based on your household profile.
📰 Live Local News
The city has regulations regarding zoning, noise, and property maintenance, and residents are required to obtain permits for certain activities, such as home renovations and yard sales.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Gaithersburg — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Gaithersburg tend to be higher in the winter months, due to heating costs, and lower in the summer months, when cooling costs are relatively low. However, the city's mild climate means that extreme temperature fluctuations are rare, and utility costs remain relatively stable throughout the year.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 0.8 to 1.2, depending on the location within the city, and there are no local surtaxes specific to Gaithersburg county
👶 Family & Stroller Friendliness
Score 7/10, with explanation: Gaithersburg has a relatively high score due to its well-maintained sidewalks, accessible parks, and family-friendly infrastructure, including elevators in public buildings and stroller-friendly public transit, but there is room for improvement in terms of sidewalk quality and accessibility in some areas.
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