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Galena, MD Utility & Living Guide
Living in Galena, MD offers a tranquil and historic small-town experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Galena is characterized by a mix of historic homes, new constructions, and rural properties. Home prices have been steadily increasing due to the town’s growing popularity. Rentals are relatively affordable, with options ranging from apartments to single-family homes.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system with rates ranging from 2% to 5.75%. Galena residents are subject to state income tax, but there is no local income tax.
Family & Relocation
60
7/10
$1200/mo
City Pulse
Galena has limited public transportation, but the town is relatively walkable and bikeable. Parents with strollers may need to plan ahead for transportation.
- Galena Park
- Kent County Public Library
- Sassafras River
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Galena based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Galena has zoning regulations in place to preserve its historic character and natural resources. Residents are also subject to Kent County’s ordinances and regulations.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Galena — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Galena tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs are relatively low due to the town's mild climate.
🏛️ Local Tax Details
The ZIP code 21635 has a property tax millage rate of 0.85, with no local surtaxes. Kent County also imposes a transfer tax on real estate transactions.
👶 Family & Stroller Friendliness
6/10, with explanation: Galena's sidewalks and parks are generally well-maintained, but the town's limited public transportation and lack of elevators in some buildings may pose challenges for families with strollers.
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