Coles Point, VA Utility & Living Guide

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Tier 3 Location

Coles Point, VA Utility & Living Guide

Living in Coles Point, VA offers a serene and peaceful environment with easy access to outdoor activities and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Coles Point
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Westmoreland County Public Works
🗑️ Garbage

$30/mo

Westmoreland County Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.8%
Avg Childcare/mo$900

The housing market in Coles Point is relatively stable, with a mix of older and newer homes available. The area is popular with families and retirees, and prices are generally lower than in larger cities. However, the market can be competitive, especially for waterfront properties.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.8%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive state income tax with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and small businesses
Top Local Concerns
Affordability, access to amenities, environmental protection
🚌 Transit for Families

The public transit system in Coles Point is limited, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes available.

🎡 Top Kid Attractions
  • 🎯
    Westmoreland State Park
  • 🎯
    Coles Point Beach
  • 🎯
    Northern Neck YMCA

Best Neighborhoods for Families

The best neighborhoods for families in Coles Point include the waterfront areas, which offer beautiful views and easy access to outdoor activities. The town center is also a popular area, with its shops, restaurants, and community events. Additionally, the surrounding rural areas offer a more peaceful and secluded lifestyle.

Household Budget Calculator

Estimate your real monthly cost of living in Coles Point based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Westmoreland County has regulations in place to protect the environment and preserve the area’s natural beauty, including zoning ordinances and building codes.

The current financial trends in Coles Point indicate a growing demand for housing and a strong local economy, driven by tourism and small businesses. However, the area is also experiencing some challenges related to affordability and access to amenities.

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📊 Coles Point — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Coles Point tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter months, heating costs are relatively low due to the mild climate, with average electric bills decreasing by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 22442 has a property tax millage rate of 0.8, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6/10, with explanation: Coles Point has some sidewalks and bike lanes, but the area is not highly stroller-friendly due to the lack of elevators in public transit and limited accessibility in some areas.

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