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Harborside, ME Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Harborside is characterized by a mix of older and newer homes, with a growing demand for waterfront properties and a limited supply of rentals. Home prices have been increasing steadily over the past few years, but remain relatively affordable compared to other coastal towns in Maine. The town has implemented measures to encourage affordable housing development and preserve its rural character.
Cost of Living
110
+10% above national average
105
95
105
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.5% |
| Property Tax Rate | 1.1% |
| <p>State 5.5% + no county or city tax</p> | |
Maine has a progressive state income tax with rates ranging from 5.2% to 7.95%, and Harborside residents are subject to these rates.
Family & Relocation
60
7/10
$900/mo
City Pulse
The town has a limited public transportation system, but it is relatively stroller-friendly, with sidewalks and crosswalks in the downtown area and a few parks with playgrounds.
- Blue Hill Fair
- Deer Isle-Stonington Elementary School playground
- Holbrook Island Sanctuary
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Harborside based on your household profile.
📰 Live Local News
The town has regulations in place to protect its natural resources, including a shoreland zoning ordinance and a comprehensive plan to guide development.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Harborside — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Harborside can fluctuate significantly by season, with higher electricity costs in the winter due to heating and higher water costs in the summer due to tourism and outdoor recreation. However, the town's mild coastal climate means that these fluctuations are relatively moderate compared to other parts of the country.
🏛️ Local Tax Details
The town of Harborside has a property tax millage rate of 18.5, with no local surtaxes. The surrounding Hancock County has a property tax millage rate of 10.5, and the state of Maine has a property tax millage rate of 4.5.
👶 Family & Stroller Friendliness
6, with explanation: while the town has some sidewalks and crosswalks, they can be uneven and limited in some areas, and the rural landscape means that families may need to drive to access amenities and services. However, the town's parks and playgrounds are generally stroller-friendly, and the scenic coastline offers many opportunities for outdoor recreation with kids.
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