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Colonial Beach, VA Utility & Living Guide
Colonial Beach, Virginia (CBVA) is a river and beach town located in the northwestern part of Westmoreland County on Virginia's Northern Neck peninsula. It is bounded by the Potomac River, Monroe Bay and Monroe Creek. It is located 65 mi (105 km) from Washington, D.C.; 70 mi (110 km) from the state
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Colonial Beach is characterized by a mix of older and newer homes, with many waterfront properties and a growing demand for vacation rentals. The median home price has been steadily increasing over the past few years. However, the town still offers relatively affordable housing options compared to other coastal areas in Virginia.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system with rates ranging from 2% to 5.75%
Family & Relocation
55
7/10
$900/mo
City Pulse
The town has limited public transportation options, but its compact downtown area and waterfront parks are easily accessible on foot or by bike
- Colonial Beach Pier
- Colonial Beach Playground
- Westmoreland State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Colonial Beach based on your household profile.
📰 Live Local News
Residents are subject to zoning ordinances, building codes, and environmental regulations to protect the town’s natural resources and historic character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Colonial Beach — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Colonial Beach tend to be higher in the summer months due to increased air conditioning usage, while winter months see a slight decrease in costs. However, the town's mild climate means that heating costs are generally lower than in other parts of the country.
🏛️ Local Tax Details
The ZIP code 22443 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 8/10: Colonial Beach has well-maintained sidewalks and easy access to parks and the beach, making it a great place for families with strollers. However, the town's limited public transportation options and lack of elevator access in some buildings may pose challenges for families with mobility needs.
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