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Hopkinton, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Hopkinton is highly competitive, with a mix of historic homes and new construction. The town has a strong sense of community, with many residents actively involved in local events and organizations. Home prices have been steadily increasing in recent years, making it a challenging market for buyers
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
60
8/10
$1200/mo
City Pulse
Hopkinton has a limited public transportation system, but the town is relatively small and walkable, making it accessible for families with strollers
- Hopkinton State Park
- Legacy Farms
- and the Hopkinton Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Hopkinton based on your household profile.
📰 Live Local News
Hopkinton has regulations in place to preserve its historic character and natural resources, including zoning laws and environmental protections
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Hopkinton — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Hopkinton tend to be higher in the winter months due to heating costs, with the average household spending around $200-300 per month on heating. In the summer, costs are lower, but can still be around $100-200 per month due to air conditioning usage
🏛️ Local Tax Details
The ZIP code 01748 has a property tax millage rate of 1.23, with no local surtaxes
👶 Family & Stroller Friendliness
Score 7/10, with explanation: Hopkinton has good sidewalk quality and park access, but elevator access in transit can be limited, and family infrastructure such as changing tables and nursing rooms can be scarce in some areas
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