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Jay, ME Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1800/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $900 |
The housing market in Jay is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices have increased in recent years due to demand. Homeowners can expect to pay around 1.35% of their home’s value in property taxes annually.
Cost of Living
108
+8% above national average
105
92
102
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.5% |
| Property Tax Rate | 1.35% |
| <p>State 5.5% + no county or city sales tax</p> | |
Maine state income tax rates range from 5.2% to 7.95%, with deductions available for residents.
Family & Relocation
55
7.2/10
$900/mo
City Pulse
Jay has limited public transportation, but sidewalks and parks are generally stroller-friendly, with some areas having elevator access.
- Jay-Niles Memorial Library
- Spruce Mountain Ski Resort
- Androscoggin River
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Jay based on your household profile.
📰 Live Local News
Jay has ordinances regulating noise, zoning, and waste management, and residents are encouraged to recycle and conserve water.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Jay — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Jay fluctuate by season, with higher electricity bills in winter due to heating and higher water bills in summer due to lawn irrigation and outdoor recreation. Residents can expect to pay around 20-30% more for utilities during peak winter months.
🏛️ Local Tax Details
The ZIP code 04239 has a property tax millage rate of 18.5, with no local surtaxes specific to Jay county.
👶 Family & Stroller Friendliness
6/10, with explanation: Jay's sidewalks and parks are generally well-maintained, but some areas lack elevator access in transit, and family infrastructure, such as playgrounds and public restrooms, could be improved.
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