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Harmans, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Harmans is competitive, with a mix of older and newer homes available. Prices have been steadily increasing over the past few years. Rentals are also available, but may be limited in terms of availability and affordability.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The public transit system in Harmans is limited, but the area is relatively stroller-friendly, with wide sidewalks and accessible parks
- Baltimore Zoo
- Port Discovery Children's Museum
- Sandy Point State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Harmans based on your household profile.
📰 Live Local News
Harmans is subject to Anne Arundel County regulations, including zoning and building codes
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Harmans — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Harmans tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% during this time. In the winter, heating costs are relatively lower, but still significant, with average gas bills increasing by 10-20%.
🏛️ Local Tax Details
The ZIP code 21077 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller
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