Henderson, MD Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Henderson, MD Utility & Living Guide

Henderson is a town in Caroline County, Maryland, United States. As of the 2020 census, Henderson had a population of 160. It was named for a stockholder of the Delaware and Chesapeake Railroad.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Henderson
Live camera
Live · refreshing...
🌤️ Live Weather — Henderson
Loading weather...
⚠️ Natural Hazard History — Henderson
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Henderson?

Moving to Henderson? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Delmarva Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Henderson Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Henderson is relatively stable, with a mix of older and newer homes available. Rentals are also available, but may be limited. The town has a few new developments underway, which may impact housing prices in the future.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive state income tax with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries including agriculture, healthcare, and small business
Top Local Concerns
Traffic, affordable housing, public safety
🚌 Transit for Families

Henderson has limited public transportation, but the town is relatively walkable and bikeable

🎡 Top Kid Attractions
  • 🎯
    Henderson Park
  • 🎯
    Queen Anne's County Library
  • 🎯
    Tuckahoe State Park

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods are popular with families, offering a mix of older and newer homes and a strong sense of community. The town also has a few newer developments with amenities like parks and playgrounds.

Household Budget Calculator

Estimate your real monthly cost of living in Henderson based on your household profile.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Henderson — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild climate means that utility costs are relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21640 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Henderson has decent sidewalks and park access, but limited elevator access in transit and some areas with limited family infrastructure

📰 Latest MD Stories
Maryland Living Report — July 27, 2026

Maryland Living Report — July 27, 2026

Maryland presents a study in contrasts, a state where the urban energy of the Baltimore-Washington corridor quickly gives...

Read more →
Maryland Living Report — July 26, 2026

Maryland Living Report — July 26, 2026

With a population of just over 6.1 million, Maryland offers a lifestyle that straddles the line between Mid-Atlantic...

Read more →
Maryland Living Report — July 25, 2026

Maryland Living Report — July 25, 2026

With a population of just over 6.1 million and a median age of 39.1, Maryland strikes a balance...

Read more →
Maryland Living Report — July 24, 2026

Maryland Living Report — July 24, 2026

Maryland often gets overshadowed by its flashier neighbors, but for those considering a relocation, the state offers a...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.