Fargo, GA Utility & Living Guide

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Fargo, GA Utility & Living Guide

Living in Fargo, Georgia offers a tranquil and natural environment with plenty of outdoor activities to enjoy.

Last updated: September 30, 2026
Total Utilities$280/mo
1BR Rent$1000/mo
Sales Tax7%
COL Index95 (-5% below national average)
Family Score8/10
Median Home$280,000
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🌤️ Live Weather — Fargo
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Fargo's economy is driven by tourism and outdoor recreation, with many residents also commuting to nearby cities for work. The town is seeing growth in the service industry, with new businesses opening to cater to visitors and locals alike.
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🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Clay County Water Authority
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1800/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Fargo is relatively affordable, with a mix of older and newer homes available. Many residents own their homes, and the area is popular with families and outdoor enthusiasts. However, the selection of homes can be limited due to the small size of the town.

Cost of Living

Overall COL Index

95

US national avg = 100
vs National Avg

-5% below national average

Groceries

105

Transportation

90

Healthcare

110

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate0.85%
<p>State 4% + County 2% + City 1%</p>

Georgia has a progressive state income tax with rates ranging from 1% to 5.99%

Family & Relocation

Family Vibe Score
8/10
Safety Index

70

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including tourism, healthcare, and education
Top Local Concerns
Economic development, environmental protection, public safety
🚌 Transit for Families

Fargo has limited public transportation options, but the town is relatively small and walkable, making it accessible for families with strollers.

🎡 Top Kid Attractions
  • 🎯
    Okefenokee Swamp
  • 🎯
    Stephen C. Foster State Park
  • 🎯
    Fargo Community Park

Best Neighborhoods for Families

The area around the town center is popular with families, offering a mix of older and newer homes within walking distance to shops and restaurants. The nearby neighborhoods of Homeland and Argyle also offer a range of housing options and a strong sense of community.

Household Budget Calculator

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📰 Live Local News

Fargo has regulations in place to protect the natural environment and preserve the town’s character, including zoning ordinances and building codes.

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📊 Fargo — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Fargo tend to be higher in the summer months due to the need for air conditioning, with the average electric bill increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate, with the average electric bill decreasing by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 31631 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax.

👶 Family & Stroller Friendliness

6, Fargo has some sidewalks and parks, but the town's infrastructure is not always stroller-friendly, with some areas lacking curb cuts and smooth pavement.

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