Deerfield, VA Cost of Living & Utility Guide 2026

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Deerfield, VA Utility & Living Guide

Living in Deerfield, VA offers a tranquil and scenic experience with easy access to outdoor activities and a strong sense of community.

Last updated: October 1, 2026

Total Utilities$290/mo

1BR Rent$1100/mo

Sales Tax5.3%

COL Index105 (+5% above national average)

Family Score7/10

Median Home$280,000

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Deerfield's economy is experiencing growth in the tourism and agriculture sectors, driven by its natural beauty and proximity to major cities. However, the area's rural nature and limited job market mean that residents often commute to nearby cities for work, putting a strain on local infrastructure.

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🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

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Monthly Utility Costs

⚡ Electric

$140/mo

Shenandoah Valley Electric Cooperative

🔥 Gas

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N/A - Electric only

💧 Water

$50/mo

Augusta County Service Authority

🗑️ Garbage

$30/mo

County Waste of Virginia

📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom	$1100/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$2000/mo
Median Home Price	$280,000
Property Tax Rate	0.6%
Avg Childcare/mo	$900

The housing market in Deerfield is characterized by a mix of older and newer homes, with a moderate supply of rentals available. Home prices have been steadily increasing over the past few years, making it a relatively stable market for investors. However, the area’s rural nature means that housing options can be limited, especially for those looking for newer constructions.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax	5.3%
Property Tax Rate	0.6%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%, and Deerfield residents are subject to these state taxes.

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$900/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries in agriculture, tourism, and small manufacturing

Top Local Concerns

Traffic, jobs, education

🚌 Transit for Families

Deerfield has limited public transportation options, but the area is relatively flat and walkable, making it accessible for families with strollers.

🎡 Top Kid Attractions

🎯
Shenandoah National Park
🎯
Augusta County Fairgrounds
🎯
Frontier Culture Museum

Best Neighborhoods for Families

The area around Deerfield Valley Road is popular for families, with its scenic views and proximity to local parks. The neighborhood surrounding the Deerfield Elementary School is also desirable, with its quiet streets and community events. However, the area's rural nature means that neighborhood options can be limited, and residents often have to drive to access amenities.

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Deerfield has zoning regulations in place to preserve its rural character, and residents are subject to Augusta County’s ordinances regarding property use and development.

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📊 Deerfield — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Deerfield tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In contrast, winter months see a moderate increase in heating costs, but the area's relatively mild winters mean that overall utility costs remain manageable.

🏛️ Local Tax Details

The 24432 ZIP code, which covers Deerfield, has a property tax millage rate of 0.6%, with no local surtaxes. However, residents are subject to Augusta County's tax rates and ordinances.

👶 Family & Stroller Friendliness

6, Deerfield's scenic sidewalks and park access make it a relatively stroller-friendly area, but the lack of public transportation options and limited elevator access in some buildings can make it challenging for families with young children to get around without a car.

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