Hurlock, MD Cost of Living & Utility Guide 2026

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Hurlock, MD Utility & Living Guide

Living in Hurlock, MD offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: October 2, 2026

Total Utilities$280/mo

1BR Rent$1000/mo

Sales Tax6%

COL Index94 (-6% below national average)

Family Score7/10

Median Home$250,000

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The current financial trends in Hurlock indicate a growing demand for housing and commercial development, driven by the town's proximity to major cities and its natural resources. However, this growth also poses challenges for infrastructure and environmental sustainability.

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🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative

🔥 Gas

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N/A - Electric only

💧 Water

$50/mo

Town of Hurlock Water Department

🗑️ Garbage

$30/mo

Dorchester County Department of Public Works

📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom	$1000/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$1800/mo
Median Home Price	$250,000
Property Tax Rate	0.87%
Avg Childcare/mo	$900

The housing market in Hurlock is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, including apartments and single-family homes. However, the market can be limited, and prices may vary depending on location and condition.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

Transportation

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	0.87%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%. Hurlock residents are subject to state income tax, but there are no local income taxes.

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$900/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of Democratic and Republican influences

Business Momentum

Moderate, with key industries including agriculture, tourism, and small manufacturing

Top Local Concerns

Economic development, environmental protection, public safety

🚌 Transit for Families

Hurlock has limited public transportation options, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions

🎯
Hurlock Town Park
🎯
Dorchester County Public Library
🎯
Blackwater National Wildlife Refuge

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, with tree-lined streets and historic homes. The area around Hurlock Town Park is also popular with families, with its playgrounds and walking trails.

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Estimate your real monthly cost of living in Hurlock based on your household profile.

📰 Live Local News

Hurlock has regulations regarding zoning, building permits, and environmental protection. Residents should check with the town government for specific requirements and restrictions.

Financial Tools

Calculators

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📊 Hurlock — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Hurlock tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In contrast, winter utility costs are relatively low, with minimal heating needs due to the town's mild climate.

🏛️ Local Tax Details

The ZIP code 21643 has a property tax millage rate of 0.87, with no local surtaxes. However, residents should note that Dorchester County has a transfer tax of 1.5% on real estate transactions.

👶 Family & Stroller Friendliness

6, with explanation: Hurlock has some stroller-friendly sidewalks and parks, but the town's infrastructure can be limited, with some areas lacking curb cuts or having uneven pavement. However, the town's small size and walkability make it relatively easy to navigate with a stroller.

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