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Spofford, NH Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.8% |
| Avg Childcare/mo | $1200 |
The housing market in Spofford is characterized by a mix of old and new homes, with a range of prices to suit different budgets. The town has seen steady growth in recent years, with new developments and renovations popping up. However, the market can be competitive, especially for homes in desirable locations.
Cost of Living
118
+10% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Property Tax Rate | 1.8% |
| <p>State 0% + No county tax + No local tax</p> | |
New Hampshire has no state income tax, but residents may still be subject to federal income tax.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Spofford has limited public transportation options, but the town is relatively small and walkable, with some sidewalks and bike paths.
- Spofford Lake
- Pisgah State Park
- Chesterfield Gorge
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Spofford based on your household profile.
📰 Live Local News
Spofford has regulations in place to protect its natural environment and preserve its rural character, including zoning ordinances and conservation efforts.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Spofford — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Spofford can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. However, the town's mild climate means that extreme temperatures are rare, and energy-efficient homes can help mitigate these costs.
🏛️ Local Tax Details
The ZIP code 03462 has a property tax rate of 1.8%, with no local surtaxes. However, residents may still be subject to state and federal taxes.
👶 Family & Stroller Friendliness
6/10, with explanation: Spofford has some sidewalks and bike paths, but the town's rural character means that many areas are not pedestrian-friendly. However, the town center and areas around Spofford Lake are relatively accessible, with some family-friendly infrastructure such as parks and playgrounds.
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