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Fort Gaines, GA Utility & Living Guide
Fort Gaines is a city in and the county seat of Clay County, Georgia, United States. It has a population of 995 as of the 2020 census.
Monthly Utility Costs
$140/mo
—
$40/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1800/mo |
| Median Home Price | $250,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $800 |
The housing market in Fort Gaines is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The city’s small size and rural location contribute to its affordable housing market.
Cost of Living
88
-12% below national average
95
92
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 8% |
| Property Tax Rate | 0.85% |
| <p>State 4% + County 3% + City 1%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.99%, and Fort Gaines residents are subject to these state taxes.
Family & Relocation
70
7.2/10
$800/mo
City Pulse
Fort Gaines has limited public transportation options, but the city's downtown area is relatively walkable and stroller-friendly.
- Kolomoki Mounds State Park
- Fort Gaines Historic District
- Lake Walter F George
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Fort Gaines based on your household profile.
📰 Live Local News
Fort Gaines has zoning ordinances and building codes in place to maintain the city’s character and ensure public safety.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Fort Gaines — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower utility costs. However, the city's mild winters mean that heating costs are relatively low compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 39851 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax for education.
👶 Family & Stroller Friendliness
6, with explanation: Fort Gaines has some sidewalks and crosswalks, but they can be limited in some areas. The city's parks and outdoor spaces are generally stroller-friendly, but elevator access in public buildings can be inconsistent.
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