Stoddard, NH Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Stoddard, NH Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Stoddard
Live camera
Live · refreshing...
🌤️ Live Weather — Stoddard
Loading weather...
⚠️ Natural Hazard History — Stoddard
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Stoddard?

Moving to Stoddard? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Stoddard Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Stoddard is characterized by a mix of older and newer homes, with a limited supply of rentals available. Home prices have been steadily increasing over the past few years, making it a seller’s market. However, the town’s rural setting and limited job opportunities may impact the local real estate market.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + No city tax</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Property taxes, road maintenance, conservation of natural resources
🚌 Transit for Families

Stoddard has limited public transportation options, but the town's rural setting and scenic roads make it a great place for walking and biking with a stroller.

🎡 Top Kid Attractions
  • 🎯
    Stoddard Town Beach
  • 🎯
    Mount Monadnock State Park
  • 🎯
    New Hampshire Fish and Game Department's Owl Brook Hunter Education Center

Best Neighborhoods for Families

The areas around Stoddard Town Beach and the village center are popular with families, offering a mix of older and newer homes and a strong sense of community. The town's rural setting and limited traffic make it a great place for kids to play and explore.

Household Budget Calculator

Estimate your real monthly cost of living in Stoddard based on your household profile.

📰 Live Local News

Stoddard has zoning regulations in place to preserve the town’s rural character and natural resources.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Stoddard — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Stoddard tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see lower utility bills, with average electricity bills decreasing by 10-20% from June to August.

🏛️ Local Tax Details

The ZIP code 03464 has a property tax rate of 1.8%, with no local surtaxes or additional fees.

👶 Family & Stroller Friendliness

Score 6/10, with explanation: while Stoddard has some sidewalks and parks, the town's rural setting and limited public transportation options can make it challenging for families with strollers to get around without a car.

📰 Latest NH Stories
New Hampshire Living Report — July 27, 2026

New Hampshire Living Report — July 27, 2026

New Hampshire has long cultivated a reputation as a quiet, independent-minded corner of New England, and the numbers...

Read more →
New Hampshire Living Report — July 26, 2026

New Hampshire Living Report — July 26, 2026

New Hampshire has long held a certain mystique for those seeking a quieter, more self-reliant way of life,...

Read more →
New Hampshire Living Report — July 25, 2026

New Hampshire Living Report — July 25, 2026

Located in northern New England, New Hampshire offers a distinct lifestyle that increasingly appeals to families, retirees, and...

Read more →
New Hampshire Living Report — July 24, 2026

New Hampshire Living Report — July 24, 2026

New Hampshire often conjures images of covered bridges, maple syrup, and the rugged White Mountains, but the data...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.