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Malden, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2200/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.34% |
| Avg Childcare/mo | $1200 |
Malden’s housing market is highly competitive, with a mix of old and new homes, and a strong demand for rentals. The city is investing in new developments and renovations to meet the growing demand. However, affordability remains a concern for many residents.
Cost of Living
118
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.34% |
| <p>State 5.2% + No County tax + Local 0% (no additional city tax)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Malden has a relatively stroller-friendly public transit system, with accessible buses and trains, but some areas can be challenging to navigate with a stroller due to narrow sidewalks and lack of elevators
- Malden Public Library
- Waitt's Mount Park
- Oak Grove Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Malden based on your household profile.
📰 Live Local News
Malden has regulations in place for rental properties, including licensing and inspection requirements, to ensure safety and quality of housing
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Malden — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
During the summer months, utility costs in Malden can increase due to air conditioning usage, with an average increase of 10-15% in electricity costs. In the winter, heating costs can also rise, with an average increase of 20-25% in gas costs.
🏛️ Local Tax Details
The ZIP code 02148 has a property tax millage rate of 1.34, with no local surtaxes. However, residents may be eligible for state and federal tax deductions.
👶 Family & Stroller Friendliness
Score: 6, Malden has made efforts to improve sidewalk quality and park access, but some areas still lack elevators in transit and family infrastructure, making it challenging for stroller users to navigate
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