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Manchester, MA Utility & Living Guide
Living in Manchester, MA offers a unique blend of coastal charm and suburban convenience just north of Boston.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $2000/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $640,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Manchester is highly competitive, with a mix of historic homes and newer constructions. The town has seen significant growth in recent years, driven by its proximity to Boston and the commuter rail. As a result, prices have risen, but the quality of life remains high.
Cost of Living
146
+20% above national average
108
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
8/10
$1200/mo
City Pulse
Manchester has a relatively walkable downtown area, but public transit options are limited, making a car necessary for many residents.
- Singing Beach
- Manchester Harbor
- Cape Ann Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Manchester based on your household profile.
📰 Live Local News
Manchester has strict zoning laws and environmental regulations to protect its coastal resources and historic districts.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Manchester — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Manchester fluctuate significantly by season, with high heating bills in winter and moderate cooling costs in summer. Residents can expect to pay more for electricity and heating oil during the colder months, but overall costs remain relatively high year-round due to the town's coastal location.
🏛️ Local Tax Details
The ZIP code 01944 has a property tax rate of 1.23%, with no local surtaxes. However, residents may be subject to state and federal taxes on their property.
👶 Family & Stroller Friendliness
7, with wide sidewalks and accessible parks, but limited public transit options and some challenging hills and stairs in the downtown area.
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