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Middletown, MD Utility & Living Guide
Living in Middletown, MD offers a charming small-town experience with easy access to larger cities like Frederick and Hagerstown
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Middletown is relatively stable, with a mix of older and newer homes available. The town has seen some new development in recent years, but overall, the market remains competitive. Home prices have been steadily increasing, making it a good time to buy or sell
Cost of Living
108
+8% above national average
105
102
98
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$1200/mo
City Pulse
Middletown has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Middletown Community Park
- Frederick County Public Library
- Hagerstown Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Middletown based on your household profile.
📰 Live Local News
The town has regulations in place regarding zoning, building permits, and historic district preservation
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Middletown — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Middletown tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low, with average bills increasing by 10-20% from December to February
🏛️ Local Tax Details
The ZIP code 21769 has a property tax millage rate of 0.95, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Middletown has some stroller-friendly sidewalks and parks, but the town's limited public transportation system and lack of elevator access in some areas can make it difficult for families with strollers to get around
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