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Phippsburg, ME Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Phippsburg is characterized by a mix of older and newer homes, with a growing demand for coastal properties. Rentals are relatively scarce, and prices may vary depending on the location and amenities. The town has seen a steady increase in property values over the past few years.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.5% |
| Property Tax Rate | 1.35% |
| <p>State 5.5% + No County or City tax</p> | |
Maine state income tax ranges from 5.2% to 7.95%, with a top marginal rate of 7.95% applying to income above $50,000.
Family & Relocation
40
7.2/10
$1200/mo
City Pulse
Phippsburg has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Popham Beach State Park
- Fort Popham
- Wolf's Neck Woods State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Phippsburg based on your household profile.
📰 Live Local News
Phippsburg has regulations regarding coastal development, zoning, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Phippsburg — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Phippsburg tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some residents using air conditioning to cool their homes.
🏛️ Local Tax Details
The ZIP code 04562 has a property tax millage rate of 18.5, with no local surtaxes.
👶 Family & Stroller Friendliness
6/10, with explanation: Phippsburg has some stroller-friendly sidewalks and parks, but the town's rural nature and limited public transportation can make it challenging for families with young children to get around without a car.
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