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Osterville, MA Utility & Living Guide
Living in Osterville, MA offers a unique blend of coastal charm and suburban convenience, making it an attractive destination for families and retirees alike.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Osterville is highly competitive, with a mix of historic homes, new constructions, and waterfront properties. The area is known for its high property values and limited inventory. As a result, buyers often need to act quickly to secure a property.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.15% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Osterville has limited public transportation options, but the area is relatively flat and stroller-friendly, with wide sidewalks and bike paths.
- Sandy Neck Beach
- Osterville Village Library
- Cape Cod Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Osterville based on your household profile.
📰 Live Local News
Osterville has strict zoning laws and environmental regulations to protect its coastal resources and historic character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Osterville — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Osterville tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the area's mild climate, but still account for a significant portion of overall utility expenses.
🏛️ Local Tax Details
The ZIP code 02655 has a property tax millage rate of 1.15%, with no local surtaxes. However, homeowners may be eligible for state and federal tax credits for energy-efficient upgrades and other improvements.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, bike paths, and easy access to parks and beaches, but limited public transportation options and some areas with uneven or narrow walkways.
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