Ridgely, MD Utility & Living Guide

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Ridgely, MD Utility & Living Guide

Living in Ridgely, MD offers a charming small-town experience with easy access to major cities like Baltimore and Washington D.C.

Last updated: October 7, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Ridgely
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🌤️ Live Weather — Ridgely
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Ridgely is seeing growth in its local economy, driven by small businesses and entrepreneurs. The town is also investing in infrastructure and community development projects.
⚠️ Natural Hazard History — Ridgely
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Town of Ridgely Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Ridgely is relatively affordable, with a mix of older and newer homes available. Rentals are also available, but may be limited. The town is seeing some new development, particularly in the form of single-family homes.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 4.75% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries including agriculture, healthcare, and small manufacturing
Top Local Concerns
Traffic, public safety, economic development
🚌 Transit for Families

Ridgely has limited public transportation options, but the town is relatively walkable and bikeable

🎡 Top Kid Attractions
  • 🎯
    Tuckahoe State Park
  • 🎯
    Adkins Arboretum
  • 🎯
    Ridgely Town Park

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods are popular with families, offering a mix of older and newer homes and a strong sense of community. The town is also seeing some new development, particularly in the form of single-family homes.

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📊 Ridgely — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Ridgely tend to be higher in the summer months due to air conditioning usage, and lower in the winter months. However, the town's mild climate means that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 21660 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, Ridgely has decent sidewalk quality and park access, but could improve its elevator access in transit and family infrastructure

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