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Saint Marys City, MD Utility & Living Guide
St. Mary's City is a former colonial town that was founded in March 1634, as Maryland's first capital. It is now a state-run historic area, which includes a reconstruction of the original colonial settlement and a designated living history venue and museum complex. Half the area is occupied by the c
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Saint Marys City is relatively affordable, with a mix of historic homes, new constructions, and rental properties available. However, the market can be competitive, especially for families and young professionals. Rentals may be scarce, so planning ahead is essential.
Cost of Living
110
+10% above national average
105
95
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax system, with rates ranging from 2% to 5.75%. Saint Marys City residents are subject to these state taxes, but there are no local income taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Saint Marys City has limited public transportation options, but the town is relatively walkable and bike-friendly, with some stroller-friendly paths and sidewalks.
- St. Mary's College of Maryland
- Historic St. Mary's City
- Point Lookout State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Saint Marys City based on your household profile.
📰 Live Local News
Saint Marys City has regulations in place to preserve its historic district and protect the environment, including rules on zoning, building permits, and waste management.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Saint Marys City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Saint Marys City tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter heating costs are relatively low due to the mild climate.
🏛️ Local Tax Details
The ZIP code 20686 has a property tax millage rate of 0.85, with no local surtaxes. However, residents may be subject to additional taxes on certain goods and services.
👶 Family & Stroller Friendliness
Score 6/10: Saint Marys City has some stroller-friendly infrastructure, including sidewalks and bike paths, but the town's historic district can be challenging to navigate with a stroller due to uneven pavement and limited accessibility.
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