Head Waters, VA Utility & Living Guide

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Tier 3 Location

Head Waters, VA Utility & Living Guide

Living in Head Waters, VA offers a serene and peaceful environment surrounded by nature, perfect for those seeking a quiet retreat from city life.

Last updated: June 26, 2026
Total Utilities$260/mo
1BR Rent$1000/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
🌤️ Live Weather — Head Waters
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⚠️ Natural Hazard History — Head Waters
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

Head Waters Public Works
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$60/mo

Combined Average Overhead $260/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.8%
Avg Childcare/mo$900

The housing market in Head Waters is relatively affordable, with a mix of older and newer homes available. Rentals are scarce, and most residents own their homes. The area is popular for outdoor enthusiasts and those seeking a peaceful lifestyle.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.8%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Low, with key industries in tourism and agriculture
Top Local Concerns
Economic development, infrastructure, environmental conservation
🚌 Transit for Families

Head Waters has limited public transportation, but the area is relatively flat and easy to navigate with a stroller.

🎡 Top Kid Attractions
  • 🎯
    Shenandoah National Park
  • 🎯
    George Washington National Forest
  • 🎯
    Lake Moomaw

Best Neighborhoods for Families

The area around Lake Moomaw is popular for families, with plenty of outdoor recreational opportunities and a strong sense of community. The town of Monterey is also a desirable area, with its historic charm and small-town feel.

Household Budget Calculator

Estimate your real monthly cost of living in Head Waters based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Head Waters has zoning regulations to preserve its natural environment and restrict commercial development.

The current financial trend in Head Waters is a steady growth in property values, driven by its natural beauty and outdoor recreational opportunities. However, the area's remote location can make it challenging for businesses to thrive.

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📊 Head Waters — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Head Waters tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with minimal air conditioning needs due to the area's mild climate.

🏛️ Local Tax Details

The ZIP code 24465 has a property tax millage rate of 0.8, with no local surtaxes.

👶 Family & Stroller Friendliness

6, with explanation: Head Waters has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure is still developing.

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