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Scotland, MD Utility & Living Guide
Scotland is a country that is part of the United Kingdom, consisting of the northern part of the island of Great Britain and adjacent islands, principally in the archipelagos of the Hebrides and the Northern Isles. In 2022, the country's population was about 5.4 million. Its capital city is Edinburg
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Scotland, MD is characterized by a mix of older and newer homes, with a growing demand for rentals. The area is popular with families and retirees, and home prices have been steadily increasing. However, the market remains relatively affordable compared to other parts of the state.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax with rates ranging from 4.75% to 5.75%, depending on income level.
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
The public transit system in Scotland, MD is limited, but the area is relatively stroller-friendly with wide sidewalks and accessible parks.
- St. Mary's County Fair
- Point Lookout State Park
- Patuxent Research Refuge
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Scotland based on your household profile.
📰 Live Local News
St. Mary’s County has regulations in place regarding zoning, building permits, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Scotland — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Scotland, MD tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs are relatively low due to the mild climate.
🏛️ Local Tax Details
The ZIP code 20687 has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but some areas lack elevator access in transit and family infrastructure.
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