Mc Rae, GA Cost of Living & Utility Guide 2026

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Mc Rae, GA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$250/mo

1BR Rent$900/mo

Sales Tax8%

COL Index88 (-12% below national average)

Family Score7/10

Median Home$180,000

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⚠️ Natural Hazard History — Mc Rae

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

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🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power

🔥 Gas

—

N/A - Electric only

💧 Water

$30/mo

City of Mc Rae Water Department

🗑️ Garbage

$20/mo

Waste Management

📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1600/mo
Median Home Price	$180,000
Property Tax Rate	0.9%
Avg Childcare/mo	$800

The housing market in Mc Rae is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The city has seen some growth in recent years, but housing prices remain competitive.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-12% below national average

Groceries

Transportation

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	8%
Property Tax Rate	0.9%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive income tax system with six tax brackets, ranging from 1% to 5.99%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

5.5/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries in agriculture, manufacturing, and healthcare

Top Local Concerns

poverty, lack of job opportunities, infrastructure development

🚌 Transit for Families

Mc Rae has limited public transportation options, but sidewalks and parks are generally stroller-friendly

🎡 Top Kid Attractions

🎯
Telfair State Prison Historic Site
🎯
Mc Rae City Park
🎯
Ocmulgee River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and new constructions, with easy access to local amenities. The city's outskirts have more rural areas with larger lots and a quieter atmosphere.

Household Budget Calculator

Estimate your real monthly cost of living in Mc Rae based on your household profile.

📰 Live Local News

Mc Rae has ordinances regulating noise levels, pet ownership, and yard maintenance

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Mc Rae — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower utility costs. However, the mild winters in Mc Rae mean that heating costs are relatively low compared to other parts of the country.