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Shady Side, MD Utility & Living Guide
Living in Shady Side, MD offers a unique blend of waterfront views, outdoor recreation, and small-town charm within commuting distance to major cities like Annapolis and Washington D.C.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2300/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Shady Side is competitive, with a mix of older homes and new constructions. Waterfront properties are highly sought after, and prices reflect the desirable location. Rentals are also available, though they may be less common than in larger cities.
Cost of Living
110
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%, and Shady Side residents are subject to these state taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Public transit in Shady Side is limited, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and paths.
- Sandy Point State Park
- Chesapeake Bay Beach
- Shady Side Rural Heritage Society Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Shady Side based on your household profile.
📰 Live Local News
Key local regulations include zoning laws that protect the area’s natural beauty and historic character, as well as rules regarding waterfront development and environmental conservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Shady Side — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In the summer, utility costs in Shady Side can increase due to air conditioning usage, while in the winter, heating costs rise. However, the area's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 21409 has a property tax millage rate of 0.85, with no local surtaxes specific to Shady Side or Anne Arundel County.
👶 Family & Stroller Friendliness
Score 6: Shady Side has some stroller-friendly infrastructure, including sidewalks and bike paths, but its rural character and limited public transit options can make it challenging for families with strollers to get around without a car.
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