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Shrewsbury, MA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$350/mo

1BR Rent$1400/mo

Sales Tax6.25%

COL Index110 (+10% above national average)

Family Score7/10

Median Home$430,000

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⚠️ Natural Hazard History — Shrewsbury

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid

🔥 Gas

$60/mo

National Grid

💧 Water

$50/mo

Shrewsbury Water Department

🗑️ Garbage

$30/mo

Republic Services

📶 Internet

$70/mo

Combined Average Overhead$350/month

Housing Market

Rent & Property
1 Bedroom	$1400/mo
2 Bedrooms	$1800/mo
3 Bedrooms	$2400/mo
Median Home Price	$430,000
Property Tax Rate	1.35%
Avg Childcare/mo	$1200

The housing market in Shrewsbury is highly competitive, with a mix of older and newer homes available. The town has seen significant growth in recent years, with many new developments and renovations. As a result, prices have increased, but the town remains a desirable place to live.

Cost of Living

Overall COL Index

110

US national avg = 100

vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	6.25%
Property Tax Rate	1.35%
<p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7.5/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+5% (growing)

Political Climate

Purple description, with a mix of Democratic and Republican voters

Business Momentum

High, with key industries including biotech, finance, and healthcare

Top Local Concerns

Traffic, education, public safety

🚌 Transit for Families

Shrewsbury has a relatively walkable downtown area, with some public transportation options available, including the Worcester Regional Transit Authority bus system.

🎡 Top Kid Attractions

🎯
Lake Quinsigamond
🎯
Shrewsbury Public Library
🎯
Green Hill Farm

Best Neighborhoods for Families

The neighborhoods of Shrewsbury are generally considered safe and family-friendly, with popular areas including the town center, Lake Quinsigamond, and the neighborhoods surrounding the public schools.

Household Budget Calculator

Estimate your real monthly cost of living in Shrewsbury based on your household profile.

📰 Live Local News

Shrewsbury has regulations in place regarding zoning, building permits, and environmental protection.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Shrewsbury — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Shrewsbury tend to be higher in the winter months due to heating costs, with the average household spending around $200-300 per month on heating. In the summer, costs are lower, with the average household spending around $100-200 per month on cooling.