Sunderland, MD Utility & Living Guide

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Sunderland, MD Utility & Living Guide

Living in Sunderland, MD offers a tranquil small-town experience with easy access to major cities like Washington D.C. and Baltimore.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Sunderland
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Calvert County Water and Sewerage
🗑️ Garbage

$30/mo

Calvert County Solid Waste
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Sunderland is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices reflect the desirable location. Rentals are also available, but may be limited in terms of inventory.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + No County tax + No City tax</p>

Maryland state income tax ranges from 2% to 5.75%, with Sunderland residents paying based on their individual income levels

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and technology
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Public transit in Sunderland is limited, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks available

🎡 Top Kid Attractions
  • 🎯
    Calvert Cliffs State Park
  • 🎯
    Chesapeake Beach Water Park
  • 🎯
    Annmarie Sculpture Garden

Best Neighborhoods for Families

The waterfront area and downtown Sunderland are popular with families, offering a mix of housing types and easy access to amenities. The nearby town of Chesapeake Beach also offers a range of family-friendly activities and attractions.

Household Budget Calculator

Estimate your real monthly cost of living in Sunderland based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Sunderland has zoning regulations and building codes in place to maintain the town’s character and ensure public safety

Current financial trends in Sunderland indicate a growing demand for housing and services, driven by the town's proximity to major employment centers. However, this growth also poses challenges for infrastructure and affordability.

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📊 Sunderland — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Sunderland tend to be higher in the summer months due to air conditioning usage, while winter months see a slight increase in heating costs. However, the town's mild climate means that overall utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 20689 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Sunderland has some sidewalks and crosswalks, but the town's layout and lack of public transit can make it challenging for families with strollers to get around

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