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South Chatham, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in South Chatham is competitive, with a mix of old and new homes, and a strong demand for summer rentals. Prices tend to be higher near the coast. The town has a range of housing options, from small cottages to large family homes
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.15% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The public transit system in South Chatham is limited, but the town's compact size makes it easy to get around on foot or by bike
- Chatham Lighthouse
- Monomoy National Wildlife Refuge
- Cape Cod Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in South Chatham based on your household profile.
📰 Live Local News
South Chatham has regulations in place to protect its coastal environment and historic districts
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 South Chatham — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in South Chatham tend to be higher in the summer, when air conditioning is needed, and lower in the winter, when heating demands are reduced. However, the town's coastal location means that temperatures are generally milder than in inland areas
🏛️ Local Tax Details
The ZIP code 02659 has a property tax millage rate of 1.15, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, easy access to parks, and a compact town center, but limited elevator access in some older buildings
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