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Thurmont, MD Utility & Living Guide
Thurmont is a town in Frederick County, Maryland, United States. The population was 6,935 at the 2020 census. The town is located in the northern part of Frederick County, approximately ten miles from the Pennsylvania border, along U.S. Highway 15. It is very close to Cunningham Falls State Park and
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Thurmont is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The town has seen some new development in recent years, but overall the market remains relatively stable. Rentals are also available, although options may be limited.
Cost of Living
108
+8% above national average
105
96
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax system, with rates ranging from 2% to 5.75%. Residents of Thurmont are also subject to federal income tax.
Family & Relocation
60
7/10
$1200/mo
City Pulse
Thurmont has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Cunningham Falls State Park
- Thurmont Community Park
- Catoctin Mountain Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Thurmont based on your household profile.
📰 Live Local News
The Town of Thurmont has regulations in place regarding zoning, building permits, and noise ordinances, among other things.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Thurmont — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Thurmont tend to be higher in the winter months, due to heating costs, and lower in the summer months, when cooling costs are relatively low. However, the town's mild climate means that extreme temperature fluctuations are rare.
🏛️ Local Tax Details
The 21788 ZIP code has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
6, due to the town's relatively walkable downtown area and some stroller-friendly sidewalks and parks, although some areas may lack adequate infrastructure for families with young children.
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