South Harwich, MA Utility & Living Guide

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South Harwich, MA Utility & Living Guide

Living in South Harwich, MA offers a charming coastal experience with easy access to Cape Cod's beautiful beaches and outdoor activities.

Last updated: September 9, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
📷 Live Cameras — South Harwich
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🌤️ Live Weather — South Harwich
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The current financial trend in South Harwich is a growing demand for short-term vacation rentals, driven by the town's popularity as a tourist destination. This has led to increased investment in local businesses and infrastructure.
⚠️ Natural Hazard History — South Harwich
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Harwich Water Department
🗑️ Garbage

$30/mo

Harwich Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in South Harwich is competitive, with a mix of older and newer homes, and a strong demand for summer rentals. Prices tend to be higher near the coast. The town has implemented measures to preserve affordable housing options.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 5.2% + No County tax + No City tax (only state and local option)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of liberal and conservative views
Business Momentum
Moderate, with key industries including tourism, healthcare, and retail
Top Local Concerns
Affordability, traffic, environmental protection
🚌 Transit for Families

The Cape Cod Regional Transit Authority provides public bus services, but the town's rural nature means that a car is often necessary for getting around, and stroller-friendly infrastructure is limited

🎡 Top Kid Attractions
  • 🎯
    Cape Cod Children's Museum
  • 🎯
    Whydah Pirate Museum
  • 🎯
    Cape Cod Beaches

Best Neighborhoods for Families

The best neighborhoods for families in South Harwich include the areas around the town center, which offer a mix of older and newer homes, and easy access to schools, parks, and community amenities. The neighborhood of Harwich Port is also popular, with its scenic coastal views and charming shops and restaurants.

Household Budget Calculator

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📰 Live Local News

South Harwich has regulations in place to protect its coastal environment and preserve the character of its neighborhoods, including zoning restrictions and historic district commissions

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📊 South Harwich — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in South Harwich tend to be higher in the summer months, when air conditioning is needed to cool homes, and lower in the winter months, when heating demands are reduced. However, the town's coastal location means that heating costs can still be significant during the colder months.

🏛️ Local Tax Details

The ZIP code 02661 has a property tax millage rate of 1.15, with no local surtaxes

👶 Family & Stroller Friendliness

Score 4/10, due to limited sidewalk quality, and limited elevator access in transit, but with some family-friendly infrastructure, such as parks and playgrounds

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