Keswick, VA Utility & Living Guide

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Keswick, VA Utility & Living Guide

Living in Keswick, VA offers a unique blend of rural charm and easy access to Charlottesville's amenities

Last updated: September 11, 2026
Total Utilities$280/mo
1BR Rent$1400/mo
Sales Tax5.3%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$380,000
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🌤️ Live Weather — Keswick
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Keswick is experiencing growth in the tech industry, with several startups and entrepreneurs moving to the area. The local economy is also driven by tourism and agriculture.
⚠️ Natural Hazard History — Keswick
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Rivanna Water and Sewer Authority
🗑️ Garbage

$30/mo

Albemarle County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate0.84%
Avg Childcare/mo$1200

The housing market in Keswick is characterized by a mix of older and newer homes, with a growing demand for luxury properties. The area is popular with families and retirees. Home prices have been steadily increasing over the past few years.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

96

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.84%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tech, healthcare, and tourism
Top Local Concerns
Traffic, education, environmental conservation
🚌 Transit for Families

The public transit system in Keswick is limited, but the area is relatively stroller-friendly with wide sidewalks and accessible parks

🎡 Top Kid Attractions
  • 🎯
    Monticello
  • 🎯
    Charlottesville City Market
  • 🎯
    Rivanna River

Best Neighborhoods for Families

The best neighborhoods for families in Keswick include the areas around Monticello and the Rivanna River, which offer a mix of older and newer homes and easy access to outdoor recreation. The Keswick area is also home to several excellent schools.

Household Budget Calculator

Estimate your real monthly cost of living in Keswick based on your household profile.

📰 Live Local News

Albemarle County has regulations in place to protect the environment and preserve the rural character of the area

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📊 Keswick — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Keswick tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the summer months. In the winter, heating costs are relatively low due to the mild climate.

🏛️ Local Tax Details

The ZIP code 22947 has a property tax millage rate of 0.84, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but some areas lack elevator access in transit and family infrastructure

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