Upperco, MD Utility & Living Guide

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Upperco, MD Utility & Living Guide

Living in Upperco, MD offers a tranquil rural experience with easy access to Baltimore and a strong sense of community.

Last updated: October 10, 2026
Total Utilities$350/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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Upperco is experiencing a trend of growing demand for housing and commercial development, driven by its proximity to Baltimore and the surrounding natural beauty. However, this growth also poses challenges for the local infrastructure and environment.
⚠️ Natural Hazard History — Upperco
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

Baltimore County Department of Public Works
🗑️ Garbage

$30/mo

Baltimore County Bureau of Solid Waste Management
📶 Internet

$70/mo

Combined Average Overhead$350/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Upperco is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The area is popular with families and commuters, and housing prices have been steadily increasing in recent years. However, the market remains relatively affordable compared to other parts of the Baltimore metropolitan area.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.15%
<p>State 6% + County 0%</p>

Maryland has a progressive state income tax system, with rates ranging from 4.75% to 5.75%. Residents of Upperco are also subject to federal income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including agriculture, manufacturing, and healthcare
Top Local Concerns
Traffic, public safety, environmental conservation
🚌 Transit for Families

The public transit system in Upperco is limited, but the area is relatively stroller-friendly due to its rural nature and lack of heavy traffic.

🎡 Top Kid Attractions
  • 🎯
    Patapsco Valley State Park
  • 🎯
    Oregon Ridge Park
  • 🎯
    Baltimore Zoo

Best Neighborhoods for Families

The best neighborhoods for families in Upperco include the areas around the local schools and parks, which offer a safe and welcoming environment. The community is close-knit and supportive, with many family-friendly events and activities throughout the year. However, some areas may be more rural and isolated than others, so it's worth researching and visiting different neighborhoods before making a decision.

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📊 Upperco — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Upperco tend to be higher in the winter months due to heating needs, with average gas bills increasing by 20-30% from December to February. In contrast, summer months see a slight increase in electric bills due to air conditioning usage, but overall costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21155 has a property tax millage rate of 1.15, with no local surtaxes. However, residents may be subject to other taxes and fees, such as the Maryland state income tax and any applicable federal taxes.

👶 Family & Stroller Friendliness

6, Upperco has a relatively low score due to its rural nature and limited sidewalk infrastructure, but the area is still relatively stroller-friendly due to its lack of heavy traffic and abundance of parks and outdoor spaces.

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