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Warwick, MD Utility & Living Guide
Living in Warwick, MD offers a tranquil small-town experience with easy access to major cities like Baltimore and Philadelphia.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Warwick is relatively affordable, with a mix of older and newer homes available. Rentals are also available, but may be limited. The town is seeing some new development, particularly in the form of single-family homes.
Cost of Living
108
+8% above national average
105
96
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system, with rates ranging from 4.75% to 5.75%.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Warwick has limited public transportation options, but the town is relatively walkable and bikeable.
- Cecil County Parks and Recreation
- Elkton Community Center
- Fair Hill Natural Resource Management Area
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Warwick based on your household profile.
📰 Live Local News
Warwick has zoning regulations in place to preserve the town’s character and limit development.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Warwick — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Warwick tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the town's mild climate.
🏛️ Local Tax Details
The ZIP code 21912 has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Warwick has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The town's parks and recreational facilities are generally stroller-friendly, but public transportation options are limited.
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